How to File Bankruptcy: 8 Best Practices & Worst Mistakes

Last year, a study by the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) made headlines warning that bankruptcy rates would start rising in 2019. Now that we halfway through the year, has that report been accurate? Well, the most recent data from the Office of the Superintendent of Bankruptcy Canada show that the number […]
  • Michael Grant
  • August 4, 2019
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One Less Debt: 4 Tips for Paying Your Mortgage Off Early

Being a homeowner is one of the top ways to live. Having a place to call your very own and not worry about pleasing a landlord is essential. There’s little doubt that your most significant investment is likely to be your house. This means you’ll want to take the time to find ways to pay […]
  • Michael Grant
  • December 16, 2018
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Extra Cash: 5 Steps to Get Small Business Financing

Small business financing can be overwhelming, especially if you’re a start-up or relatively new entrepreneur. When you’re considering a small business loan, what do you need to secure financing and where do you start? Here are five elements to consider to make the process easier to get through:
  • Michael Grant
  • September 5, 2018
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Spend Wisely: 5 Financial Tips For People Approaching Middle Age

It’s easy to feel anxious approaching middle age if you haven’t exactly been frugal in your earlier years. Even if you think you’re at a disadvantage, you still have enough time to turn your financial picture around. Focusing on your long-term financial picture will help you make good decisions as you enter your later years. […]
  • Michael Grant
  • May 15, 2018
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Financial Crisis: 8 Signs You Need to File for Bankruptcy

With rising living costs, mounting student loan debts, and soaring housing prices many are feeling financial strains. If this sounds familiar, and you feel like there is no way out; filing for bankruptcy may be an option for you. There are many misconceptions about what being ‘bankrupt’ entails, and how it can affect your life […]
  • Michael Grant
  • February 18, 2018
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Insure Your Future: 10 Professional Skills of an Insurance Broker

Your commercial insurance is important and can save your business from failing when unexpected liability issues or losses arise. Over 75% of insurance brokers in Canada handle personal insurance alone. You want the best for your business, so make sure you choose a specialist broker who understands the commercial industry, is experienced with business claims, […]
  • Michael Grant
  • November 30, 2017
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How to Get Hired: 4 Ways Recruiters Can Improve Your Employment Odds

In many industries, recruiting has become a prevalent practice with recruiters being hired by firms to find them the best talent to work at their company. The financial sector is no different with institutions such as banks and private firms looking to finance recruiters to hire staff that can meet their needs and affect their […]
  • Michael Grant
  • October 25, 2017
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Financial Flourish: 5 Ways to Economize On Factoring Receivables

When you run out of cash, your company goes out of business. It is that simple! Unfortunately, depending on what industry you work in, your small- or medium-sized business may suffer from clients paying later than when they receive a product or a service. This is normal in many industries, but the later they pay, […]
  • Michael Grant
  • October 22, 2017
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The Foreign Dollar: 4 Money Exchange Options to Get a Good Deal

Every country has its own currency and if you want to travel or buy something in that country you will need either cash or credit in that currency. For most of us that means getting some American dollars for our winter vacation in Florida, but others regularly travel to the United States or other countries […]
  • Michael Grant
  • October 13, 2017
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In Debt: 5 Ways to Get Your Financial Life Back On Track

When you are swimming in debt, debt consolidation can be a lifeline. All of us have struggled with debt and personal finances at different times so reaching out for help is not the stigma it once was. Today, there are many different companies offering debt counselling and debt consolidation services. This has helped millions of […]
  • Michael Grant
  • September 18, 2017
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